design your intentional life.
It’s all about balance. Whether you’re mindfully experiencing the seasons, caring for your home, organizing your finances in a thoughtful way, planning your next goal, cultivating a gratitude practice, or taking a moment to examine your life via journaling, we are here to help. You can balance your progress with ease, intention, and joy.
Analyze Your 50-30-20 Budget
Add up the total in each of the 50-30-20 budget categories, and then add up all three categories to get your grand monthly spending total.
Free Christmas Budget Spreadsheet
Add the names of everyone you buy gifts for. Don’t forget gift exchanges, office charity drives, and other similar obligations. Then add other holiday expenses that you usually encounter—activities, clothes, decorations, travel, etc.
Set Your Second Quarter Personal Finance Goals
By the end of this quarter, we’ll be eating early summer fruits and wearing sandals. It’s a really nice time to plant seeds and start projects—after all, that’s kind of what the earth is doing too. So let’s use that spring energy to our advantage!
Set Your First Quarter Personal Finance Goals
New year, new you! Also new calendar, new planner, and new GOALS. Specifically, let’s talk about your first quarter personal finance goals!
Set Your Fourth Quarter Personal Finance Goals
It’s also one of the most important quarters to navigate through very intentionally, at least when it comes to your budget. Things just tend to come up. Expenses are high, between back to school, holidays, winterizing, and everything else. And it’s your last chance to meet the financial goals you set for this year!
Set Your Third Quarter Personal Finance Goals
Now, you only have three months, so make a plan. What can you divert from your regularly budgeted income to apply to these goals? Can you take on side projects? Can you save money (even temporarily) somewhere to contribute? Can you sell unwanted clutter?
Have a No-Spend Weekend
Find your fandom. Think of something you’re passionate about, whether it’s a particular television show, a genre of movie or music, or a hobby. Find a message board, social media group, or other online community built around it that makes you happy, and give joining it a shot.
Ask a friend who has similar interests to you to recommend you a podcast you haven’t heard before. Try listening to it. Make sure to follow up with your friend if you like it!
25 Money Mindset Journal Prompts
Looking back, what do you wish you had learned about money as a child?
What is the most valuable piece of financial advice that you have ever received?
What was your first paying job? Write about it.
Automate Your Finances
When you go for a run, lift weights, or spend some time in your favorite exercise class, it’s easy to accept that you’re tired and need some rest. After all, you just worked out! But after you’ve gone shopping or paid your bills, you don’t tend to put your feet up. But as it turns out, mental work is work, too.
Set Your 2021 Goals
What is your goal for your work or school this year? Are you looking to achieve something particular at your job, start a project on the side, or find a new job that allows you to live your purpose? Brainstorm some options.
Pick Your Financial Heroes
What is this person’s financial story?
What are the major challenges they’ve faced? How have they succeeded?
Why does their story resonate with you? What do you admire about them?
Track Your Spending
Before you get to work on your spending habits, you need to know exactly what they are. This is how you’re going to get that data!
Assemble Your Finance Team
It’s time to create your own Justice League. (Or knights of the round table. Or Avengers. Or whatever.) Choose three of your friends or family members to be your financial confidantes over the next year.
GIVE YOURSELF A FINANCE AWARD
You deserve security and wealth. And even when the process is slow, you’re making it happen. You should be proud. So, here are some reminders to use as prizes, phone backgrounds, cards to stick on your mirror, or whatever else you need them for.
Build an Emergency Fund
An emergency can happen to any of us, and when it happens to you, you don’t want to be worried about how close to the limit your credit card is, or how you’ll pay for groceries this month, or where you could possibly get the money. You do not deserve that kind of stress.
SPREAD OUT YOUR SPENDING
Decide on an amount of money large enough to throw off your spending plan for the month. It doesn’t have to be large enough to wreck it completely, just enough to annoy you.